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INVESTMENT/SAVINGS RATES

CERTIFICATE OF DEPOSIT

INDIVIDUAL RETIREMENT ACCOUNTS (I.R.A.)

COVERDELL SAVINGS ACCOUNT (CESA)

Annual Percentage Yield (A.P.Y.) is effective as of January 27, 2012.

 

BALANCE RANGE: $500 to $99,999.99

(Minimum opening deposit for a 1-Year Individual Retirement Account is $100)

(Minimum opening deposit for a Coverdell Savings Account is $25)

Term Interest Rate A.P.Y.

91 Days

.10% .10%

182 Days

.35% .35%

1 Year

.45% .45%
2 Years .70% .70%
3 Years .95% .95%
4 Years 1.30% 1.30%

5 Years

1.64% 1.65%

A penalty may be imposed for early withdrawals on Certificate of Deposit accounts and I.R.A. accounts.  Rates are subject to change without notice.

Please contact a Customer Service Representative  for further information about applicable fees and terms.

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DEPOSIT ACCOUNTS
Account Type
Interest Rate Annual Percentage Yield (APY)
NOW Accounts
To obtain the annual percentage yield disclosed, you must maintain the following balances:
$ 1,000.00 - $ 4,999.99 .15% .15%
$ 5,000.00 - $24,999.99 .20% .20%
$25,000.00 - $49,999.99 .25% .25%
$50,000.00 and Over .30% .30%
Money Market Demand Account 
(Minimum to open account is $2,500.00)
To obtain the annual percentage yield disclosed, you must maintain the following balances:

$           0.01 - $ 2,499.99

.15% .15%
$  2,500.00 - $24,999.99 .55% .55%
$ 25,000.00 - $49,999.99 .70% .70%
$ 50,000.00 - $99,999.99 .75% .75%
$100,000.00 and Over .80% .80%
Market Share Investment Account 
(Minimum to open account is $25,000.00)
To obtain the annual percentage yield disclosed, you must maintain the following balances:
$           0.01 - $ 2,499.99 .15% .15%
$  2,500.00 - $24,999.99 .60% .60%
$ 25,000.00 - $99,999.99 .75% .75%
$100,000.00 and Over .85% .85%
Good Neighbors Account 
To obtain the annual percentage yield disclosed, you must maintain the following balances:
$      500.00 - $ 4,999.99 .15% .15%
$ 5,000.00 - $24,999.99 .20% .20%
$25,000.00 - $49,999.99 .25% .25%
$50,000.00 and Over .30% .30%
Statement Savings Account 
To obtain the annual percentage yield disclosed, you must maintain the following balances:
$          0.01 - $ 4,999.99 .20% .20%
$ 5,000.00 - $24,999.99 .50% .50%
$25,000.00 - $49,999.99 .50% .50%
$50,000.00 and Over .50% .50%
Passbook Savings Account 
To obtain the annual percentage yield disclosed, you must maintain the following balances:
$      100.00 - $ 4,999.99 .20% .20%
$ 5,000.00 - $24,999.99 .50% .50%
$25,000.00 - $49,999.99 .50% .50%
$50,000.00 and Over .50% .50%

Annual Percentage Yield (A.P.Y.) is effective as of January 4, 2012.


Fees may reduce the earnings on these accounts. Rate may change after account is opened.  

Please contact a Customer Service Representative for further information about applicable fees and terms.

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