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FACTS |
WHAT DOES WEST MILTON STATE BANK DO
WITH YOUR PERSONAL INFORMATION? |
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Why? |
Financial
companies choose how they share your personal information.
Federal law gives consumers the right to limit some but not all
sharing. Federal law also requires us to tell you how we
collect, share, and protect your personal information. Please
read this notice carefully to understand what we do. |
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What? |
The
types of personal information we collect and share depend on the
product or service you have with us. This information can
include:
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Social Security
Number and Income
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Account Balances
and Payment History
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Credit History and
Credit Score
When
you are no longer our customer, we continue to share your
information as described in this notice. |
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How? |
All
financial companies need to share customers’ personal
information to run their everyday business. In the section
below, we list the reasons financial companies can share their
customers’ personal information; the reasons West Milton State
Bank chooses to share; and whether you can limit this sharing. |
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Reasons we can share
your personal information |
Does West Milton
State Bank share? |
Can
you limit this sharing? |
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For our everyday business
purposes –
Such as to process your
transactions, maintain your account(s), respond to court orders
and legal investigations, or report to credit bureaus. |
YES |
NO |
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For
our marketing purposes –
to offer our products and
services to you |
YES |
NO |
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For
joint marketing with other financial companies |
YES |
NO |
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For
our affiliates’ everyday business purposes –
information about your
transactions and experiences |
NO |
WE DON’T SHARE |
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For
our affiliates’ everyday business purposes –
information about your
creditworthiness |
NO |
WE DON’T SHARE |
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For
nonaffiliates to market you |
NO |
WE
DON’T SHARE |
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Questions? |
Call
570-568-6851 |
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Who we are |
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Who is providing this notice? |
WEST
MILTON STATE BANK |
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What we do |
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How does
West Milton State Bank protect my personal
information? |
To protect your personal
information from unauthorized access and use, we use
security measures that comply with federal law.
These measures include
computer safeguards and secured files and buildings. |
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How
does West Milton State Bank collect my personal
information? |
We collect your personal
information, for example, when you
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Open an account
or deposit money
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Apply for a
loan or pay your bills
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Use your debit
card
We
also collect your personal information from others, such as
credit bureaus or other companies. |
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Why
can’t I limit all sharing? |
Federal
law gives you the right to limit only
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sharing for
affiliates’ everyday business purposes –
information about your creditworthiness
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affiliates from
using your information to market to you
§
sharing for
nonaffiliates to market to you
State
laws and individual companies may give you additional rights
to limit sharing. |
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Definitions |
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Affiliates |
Companies
related by common ownership or control. They can be
financial and nonfinancial companies.
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West
Milton State Bank does not share with any affiliates. |
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Nonaffiliates |
Companies
not related by common ownership or control. They can be
financial and nonfinancial companies.
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West
Milton State Bank does not share with any nonaffiliates so
they can market to you. |
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Joint
marketing |
A
formal agreement between nonaffiliated financial companies
that together market financial products or services to you.
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Our joint
marketing partners include credit card companies, insurance
companies, and investment brokerage companies. |
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Other important information |
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