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ONLINE BANKING & BILL PAY

Accessing your bank information online is very secure.  West Milton State Bank utilizes the highest level of encryption available today to ensure your privacy.  Remember that using your User Code and Password are the only way to access your accounts.

Log In!
Click  Online Banking and Bill Pay.  Enter your User Code and Password here, and you're all set to start banking!

View Account Information
From Accounts, select an account number to view more detailed balance information.  You can then view up-to-the minute account balances and transactions.

Express Transfers
Transferring funds between your West Milton State Bank accounts has never been easier.  Selecting Express Transfer is the quickest way to transfer money between your accounts.  Just select the account you want to transfer money FROM and enter the amount next to the account you want to transfer TO.  Select Next and you're done.  The screen automatically brings you to a confirmation page, so you can review your transaction.

Schedule Transfers
Setting up multiple recurring transfers is as easy as a few clicks.  To schedule automated transfers, select Account then choose the account you want your payment to come FROM.  From the Transfer & Pmts menu, choose New Scheduled Transfer.  Select the account you want to transfer money TO, payment frequency, amount, and first transfer date.  Click Submit and you're done.  To review or modify your scheduled transfers, select Transfer List from the Transfer & Pmts menu.

View and Print Checks
Now you can even view and print images of your checks.  From the Transactions page, click on the number of the desired check to see an image of that item, or enter the specific information within the Transactions Menu.

Export Account History to Your Personal Financial Software
Online Banking lets you download your transaction information and import it into your personal financial software by choosing Export Transactions from the Transactions menu.

Enroll in Online Banking
Click Online Banking and Bill Pay and click on the First Time Login button.

You will need to have your Social Security Number, primary West Milton State Bank account number and type (i.e., checking, savings, etc.) and the last four digits of your Social Security Number to use as your PIN.

Once entered, click Submit and your information will be securely transmitted to our bank.  Next, enter a new User Code and Password of your choice that you will continue to use for future logins.  Enter your current email address and a phrase for your specific Multifactor Authentication Image.  Choose your Challenge Questions and enter the corresponding answers, click Submit.

Simply read the Online Banking and Bill Pay Agreement by clicking on the Agreement button and then click Accept to start banking!

Enroll for Bill Pay
Before paying your bills online, you must click on the Bill Payment button, click Next, enter your Online Banking User Code and Password and click Submit, and you're all set to start paying bills!

Set Up Payee
With our Online Bill Pay you can pay anyone, anytime.  Select Add Merchant from the Merchant Accounts menu.  Select Payee Was Not Listed and click Next.  Type the name of the person or company you are adding and the rest of the information requested for the payee.

Set Up Payments, One Time or Recurring
You can pay individual bills or schedule recurring payments.  Select Schedule Payment from the Bill Payment menu.  Select the Payee you want to pay.  Enter the date, amount, and frequency of the payment.  For one-time payments, leave the frequency set at Only Once.  For repeating payments, select the frequency you would like the payment to be made.  Click OK and a confirmation screen will be displayed.




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