LOANS
Loans that get you started, build your business, or get you back on your feet start with West Milton State Bank. We offer our customers expert advice and competitive rates when it comes to our loan services. It’s our job to get you the money you need when you need it.
EQUIPMENT LOANS,
New or Used
Interest Only for First Year - Limited Time
Offer
6.24% APR Up to 3 Years /
6.49% APR Up to 5 Years
New Loan Requests $5,000 Minimum
To see our current loan rates please click here.
- Residential Home Mortgages
- Competitive interest rates
- Terms available up to 30 years
- Fixed or adjustable interest rates available*
- Buydown (points) option available*
- Borrow up to 95 percent of home value*
- Mortgage life and disability insurance available
- Tax savings**
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- Pennsylvania Housing Finance Agency
(PHFA) Loans
- Low Long-Term Fixed Interest Rate
- Low or No Downpayment
- Low Closing Costs
- First Time Homebuyer Program Also Available
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- Home Equity Loan
- Competitive interest rates
- Terms available up to 180 months
- Fixed interest rate for the term of the loan
- One quarter (1/4) percent reduction in the interest rate for automatic payments from a West Milton State Bank deposit account*
- Minimum home equity loan amount is $5,000
- Borrow up to 80 percent of your home’s appraised value*
- Credit life and disability insurance available
- Tax savings**
Home Equity Line of Credit
- Competitive interest rates
- Discounted interest rate for the first 3 months
- Variable interest rate (subject to change monthly)
- 10-year draw period with interest only due monthly
- 10-year maximum repayment period of principal plus interest. Minimum payment of $75 per month
- Automatic payment option available****
- Minimum Line of Credit amount $10,000
- Borrow up to 80 percent of your home’s appraised value
- Easy access
- Credit life insurance available
- Tax savings**
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- Auto Loan
- Competitive interest rates
- Terms available up to 60 months***
- Fixed interest rate***
- Automatic payment option available****
- Credit life and disability insurance available
Personal Loan
- Competitive interest rates
- Terms available up to 60 months
- Fixed interest rate
- Automatic payment option available****
- Credit life and disability insurance available
Personal Line of Credit
- Competitive interest rates
- Variable interest rate (subject to change monthly)
- Automatic payment option available****
- Credit life insurance available
- Minimum payment of $20 per month
Other Loans
- Construction Loans
- Agricultural Loans
- Small Business Loans
- Commercial Loans
- Equipment Loans
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To see our current loan rates please click here.
*Determined by term and mortgage product
**Contact a tax consultant to determine tax advantages
***Determined by year of automobile
****Loan payment deducted from WMSB checking or savings account
Experienced loan officers are available to help you with all your financial needs. Contact us today!
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